I came across this article from Think Advisor. It states that the average household needs to save 15% a year for retirement. Here’s the full story: Half of Households Risk Inadequate Retirement Income The average household must put away 15% of income toward retirement, a figure that falls dramatically through delayed retirement or an earlier […]
It depends on you! Lots of people think that as long as they pay their bills on time that they will have good credit. So much more is a factor. Your credit score influences the credit that’s available to you and the terms (interest rate, etc.) that lenders offer you. It’s a vital part of […]
Remember that the definition of insanity is doing the same thing over and over and expecting different results. So then, why do we do it? I either read it somewhere or heard it, that people won’t change until the pain is too great. Why do we wait? I think that some people just like to […]
Free live webinar: Build Financial Security One Month at a Time – Simply Invest! Learn how to take as little as $25 a month and invest it for a comfortable financial future. First 25 to register receive a PDF of the Consumer Action Handbook – includes info about investing, Identity Theft, Credit and so much […]
Living paycheck-to-paycheck sucks! Get control of your cash by joining me on my FREE, 30-minute, live webinar Control Your Cash – Simply Budget. I will show you how to create a simple budget. Wednesday, March 19, 2014 5:30pm PDT 6:30 pm MDT 7:30pm CDT 8:30pm EDT If you are tired of not having any money left […]
It’s easy to forget that more money doesn’t mean fewer bills. In fact, many people spend more money when they make more, which means their burden actually increases. The way to have more money is not to make more money, but keep more of the money you make. It’s easier then you think and just […]
…And having to work for minimum pay just so you could keep a roof over your head. Wouldn’t you rather be enjoying your twilight years with family and friends, traveling, or working on that favorite hobby? Plan ahead and you won’t have to. If you want to keep working ’til you drop – at least you have […]
A tip from the book Growing Up for Grown-Ups: Get a DRIP – it’s an easy way to watch your money grow without a lot of risk! How it works: Assuming a 10% average return over the long term – you could invest $50 per month for 10 years and you would have $10,408.81. Your cost […]
